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Fintech KYC Plaid Dropoff Funnel Simulator.

Models the severe conversion rate penalty created by placing aggressive KYC (Know Your Customer) and Plaid Bank-Linking walls before delivering user value.

## Selling the Destination First

Many FinTech apps (Robinhood, Acorns, crypto wallets) require users to scan their Driver's License (KYC) and type their bank login credentials into Plaid before they even get to see the main dashboard of the app. Because the user has zero built-up trust or desire, they abandon the app entirely.

### FAQ

**Q: How do we fix this dropoff?**
A: Defer friction. Allow the user to skip KYC and Plaid entirely and drop them straight into a 'Phantom Mode' dashboard. Let them browse stocks, build a fake portfolio, and get excited. They only hit the Plaid login screen when they finally click the 'Buy Now' button. Because their intent is massively higher, Plaid completion rates jump from 40% to 65%.