## Death by Algorithm
Many commercial insurance companies utilize automated algorithms to bulk-deny completely legitimate medical claims on day one (e.g., citing 'missing modifier 25' or 'lack of medical necessity'). They know statistically that 30-40% of small Doctor's offices are too overwhelmed to fight the appeal.
### FAQ
**Q: How does this bankrupt clinics?**
A: If a clinic bills $1.5M, the owners expect to receive $1.5M to make payroll. Because the insurer denies 18% immediately, $270k is instantly frozen. To recover that money, the clinic must hire expensive administrative teams to sit on hold with insurance companies for hours. Not only is 6% of the revenue lost permanently, but the 'Cost to Collect' destroys the clinic's profit margin.